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If a consumer has health insurance through their job already, coverage will only get better as a result of the Patient Protection and Affordable Care Act, the federal health care law that created health insurance exchanges such as Covered California. And, should someone decide to leave his/her job tomorrow, the Affordable Care Act provides a sense of security and protection when it comes to health coverage.

All newly purchased insurance plans— even those sold outside of Covered California — must cover essential health benefits such as doctor visits, hospitalization, emergency care, maternity care, pediatric care for children, and prescriptions. This legislation also provides sliding-scale financial help, so almost all Americans can get quality health coverage at a fair price.